Sanjay Kumar Singh And Tinesh Bhasin

Stories by Sanjay Kumar Singh And Tinesh Bhasin

Not happy with Indian equity returns? Buy international funds

Not happy with Indian equity returns? Buy international funds

Rediff.com   23 Mar 2018

Apart from sustaining your portfolio when the domestic market is faring well, global diversification also safeguards it against currency risk.

Want to beat volatility with decent returns?

Want to beat volatility with decent returns?

Rediff.com   22 Mar 2018

Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.

Rising rates: What to do about EMIs, FDs...

Rising rates: What to do about EMIs, FDs...

Rediff.com   20 Mar 2018

With home loan rates headed north, experts advise how borrowers should cope with their rising liabilities.

Have $500,000? You can become a US citizen

Have $500,000? You can become a US citizen

Rediff.com   17 Mar 2018

Under the EB-5 visa programme you can become a US citizen provided you invest $500,000 in an approved project and create targeted employment. But only 700 Indians can do so each year.

Investing tips for seniors, young investors

Investing tips for seniors, young investors

Rediff.com   14 Mar 2018

While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.

Planning retirement? Buy these MFs

Planning retirement? Buy these MFs

Rediff.com   13 Mar 2018

Investors across age groups and risk appetite can invest in these schemes.

How to protect your assets from spouse's bad loans

How to protect your assets from spouse's bad loans

Rediff.com   8 Mar 2018

If the spouse is the guarantor of husband's business loans, banks can hold her liable for default. Here are ways to ring-fence her assets.

Last minute tax tips...

Last minute tax tips...

Rediff.com   5 Mar 2018

Evaluate recurring investment products and do the numbers before making any investments.

How the NPS can benefit young investors

How the NPS can benefit young investors

Rediff.com   1 Mar 2018

Raising equity exposure to 50 per cent in the National Pension Scheme will benefit young investors, provided they can stomach higher volatility.

Should you buy OPD, diagnostics insurance?

Should you buy OPD, diagnostics insurance?

Rediff.com   27 Feb 2018

Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.

ULIPs vs MFs: Where should you invest?

ULIPs vs MFs: Where should you invest?

Rediff.com   23 Feb 2018

While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.

Bitcoin investors, exercise caution

Bitcoin investors, exercise caution

Rediff.com   20 Feb 2018

Limit your investment in cryptocurrencies and make sure you have current holdings in your own custody until regulatory cloud blows over, experts tell Sanjay Kumar Singh.

How you can find out if your Aadhaar was misused

How you can find out if your Aadhaar was misused

Rediff.com   18 Feb 2018

Now you can check your Aadhaar authentication history online to track if anyone misused your unique identity.

4 ways the Budget cheers senior citizens

4 ways the Budget cheers senior citizens

Rediff.com   16 Feb 2018

Thanks to Budget 2018, seniors can invest more and also save more.

LTCG tax: Why you must NOT quit equity funds

LTCG tax: Why you must NOT quit equity funds

Rediff.com   15 Feb 2018

With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.

Insurance to protect your valuables in bank lockers

Insurance to protect your valuables in bank lockers

Rediff.com   9 Feb 2018

Did you know that your home insurance covers valuables in bank locker?

8 ways to identify fake financial apps

8 ways to identify fake financial apps

Rediff.com   9 Feb 2018

Install a security software that has an app advisor function, advises Tinesh Bhasin.

6 money tips to secure your post-retirement

6 money tips to secure your post-retirement

Rediff.com   8 Jan 2018

If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.

Why loan against property can be risky

Why loan against property can be risky

Rediff.com   3 Jan 2018

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.

Should you go for a zero-cost medical loan?

Should you go for a zero-cost medical loan?

Rediff.com   1 Jan 2018

Here's what borrowers must pay attention to before going for such medical loans.